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For most people, finding the right home in Fallbrook, California is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Fallbrook, California lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Fallbrook within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Fallbrook that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Fallbrook is a census-designated place (CDP) in northern San Diego County, California. The population was 29,100 at the 2000 census. Fallbrook's downtown is not on any major highway route. It is 6 miles west of Interstate 15 or 5 miles north of California State Route 76. Fallbrook is situated immediately east of the U.S. Marine Corps' Camp Pendleton. It once housed a stagecoach stop for the stage that ran from Temecula to San Diego. Fallbrook is known for its avocado groves and claims the title "Avocado Capital of the World". It is host to an Avocado Festival every spring. The median income for a household in the CDP was $43,778, and the median income for a family was $48,157. Males had a median income of $31,615 versus $27,116 for females. The per capita income for the CDP was $18,152. About 10.7% of families and 14.7% of the population were below the poverty line, including 20.3% of those under age 18 and 8.1% of those age 65 or over. -- Source: Wikipedia.com
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Census Data for Fallbrook, California
| Fallbrook | California | United States | |
| Population | 29,100 | 33,871,648 | 281,421,906 |
| Median age | 31 | 33.3 | 35.3 |
| Median age for Male | 29.2 | 32.2 | 34 |
| Median age for Female | 33.3 | 34.4 | 36.5 |
| Households | 9,367 | 11,502,870 | 105,480,101 |
| Household population | 28,785 | 33,051,894 | 273,643,273 |
| Average household size | 3.07 | 2.87 | 2.59 |
| Families | 7,344 | 7,920,049 | 71,787,347 |
| Average family size | 3.4 | 3.43 | 3.14 |
| Housing units | 9,612 | 12,214,549 | 115,904,641 |
| Occupied units | 9,367 | 11,502,870 | 105,480,101 |
| Vacant units | 245 | 711,679 | 10,424,540 |
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